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Adjustable Rate Mortgage (ARM) Loans

An adjustable rate mortgage (ARM) has an interest rate that is fixed for the first several years of the loan (typically 3, 5, 7, or 10 years) then becomes variable for the remainder of the loan. After the initial fixed period, the ARM rate adjusts based on market conditions.

The interest rate in the early years of an ARM is usually much lower than that of a conventional fixed rate 30 year mortgage, which makes an ARM more affordable for people whose incomes are lower now than they expect them to be in a few years.

An ARM can also be advantageous for a homeowner who expects to upgrade to a larger home in less than 10 years.

For more details about ARMs, call 877-868-2503 to speak to a Total Mortgage expert now.

Call a Total Mortgage expert now at 877-868-2503 to find out how we can customize a mortgage loan with some of the lowest current mortgage rates for you.

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