Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
About

Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.

Our mission is to make the mortgage process simpler for homebuyers
$0B+
Closed Loan Volume
0
First-Time Homebuyers
0
Closed Units


Not sure where to start?
You're not alone, and that's why we're here. Check out our FAQs and let the experts guide you forward.
Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
Jim McNiff and his team at Total Mortgage have this down to a science. Easy to apply, clear, concise instructions and perfect communication through every step. As a retired mortgage finance professional, I know how difficult even “simple” applications can be. Total Mortgage knocked this out of the park. Can’t possibly thank them enough
- James S.![]()

James M.
Working Blaine was great experience. As a first time home buyer I didn’t have the experience to navigate my way to purchasing my home. Blaine is knowledgeable and truly goes above and beyond. He educated me on the entire process and was there every step of the way. I hope to work with Blaine in the future when it is time obtain my next property.
- Demitrios W.![]()

Blaine C.
We had an incredible experience working with (KEVIN RICHARDI) and his team at [TOTAL MORTGAGE ]. As first-time homebuyers, we were completely new to the process. [JASON MYATT ] was patient, knowledgeable, and went above and beyond to ensure everything was done before our deadline. They got us a great rate and made a normally stressful process incredibly smooth. Highly recommend!"
- Mehmood S.![]()

Kevin R.
Buyer toolsjust for you

Calculate payments, estimate your budget, and determine refinance savings in seconds.
Crunch the numbers
We have branches across the country. Check to see if we're in your neighborhood.
Find your local expert


















