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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
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Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
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What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
We had an incredible experience working with (KEVIN RICHARDI) and his team at [TOTAL MORTGAGE ]. As first-time homebuyers, we were completely new to the process. [JASON MYATT ] was patient, knowledgeable, and went above and beyond to ensure everything was done before our deadline. They got us a great rate and made a normally stressful process incredibly smooth. Highly recommend!"
- Mehmood S.
Kevin R.
Vanessa Salas was absolutely outstanding throughout our entire mortgage process. From start to finish, she was professional, knowledgeable, and incredibly responsive. She walked us through every step of the process, making sure we understood everything and felt confident along the way. Vanessa answered every question we had with patience and expertise, and she always kept us informed. Her dedication, attention to detail, and ability to get things done in a timely manner made what could have been a stressful experience feel smooth and seamless. We truly appreciate all of her hard work and commitment. If you’re looking for a mortgage banker who genuinely cares about her clients and delivers exceptional results, I highly recommend Vanessa Salas. She is simply the best at what she does—the GOAT of mortgage banking! Thank you, Vanessa, for helping make our homeownership journey such a positive and memorable experience. We are truly grateful for everything you did for us!
- Luis J.
Vanessa S.
Total Mortgage was a totally awesome experience. Melissa Clifton and Denise Peach of “The Peach Team” made my 1st time home buying experience seamless and clear with instructions that were easy to follow and notifications via the Total Mortgage App and email that kept me informed of every step i was taking in the mortgage process. Updating my applications to meet my home shopping needs and finding me the best rates the market had to offer at the time. And when there was a bump in the road the work tirelessly to the better end to make my deal close. Showing up from the beginning down to the signing and working with my realtor to my my home buying dreams come true. Thank you and much gratitude to the Peach Team! 10 out of 10 would highly recommend ! 💯
- The C.
Denise P.
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