I owe more than my home is worth
You’re not alone. When the housing bubble burst and home prices plummeted, millions of Americans have found themselves in your position.
The good news is that you have options.Just because your refinancing options are limited doesn’t mean they don’t exist.
Your best bet? Look into refinancing with HARP.
HARP stands for Home Affordable Refinance Program. It was enacted in 2009 to give people like you—who have kept up to date on an underwater mortgage—a way to refinance loans that have, historically, been difficult to refinance. A revision of the program in 2012 opened it up for even more people.
If you want to know what this means for you, or even what it takes to qualify, call, live chat, or contact us online to talk to a mortgage expert today.
Why choose Total Mortgage?
We have almost 20 years of experience getting our customers the best of everything.
- We have some of the lowest interest rates in the country, which can save you critically-needed cash over the course of your newly refinanced loan.
- No pre-payment penalties—pay your mortgage off as quickly as you want.
- We’ll educate you as you move through our process. No pushy loan officers, just experienced professionals who want to help you get the financing that makes the most sense for you.