Current Mortgage Rates are Low - But They Won't Stay Low Forever

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Today's Mortgage Rates

30-Year Fixed 3.750% (3.937%APR)
15-Year Fixed 2.875% (3.203%APR)
30-Year FHA 3.125% (4.324%APR)
5/1-Year ARM 2.375% (3.020%APR)
30-Year Fixed Jumbo 3.500% (3.674%APR)
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Disclaimers:

Mortgage rates are volatile and subject to change without notice. All rates shown are for 30-day rate locks with two points for an owner-occupied primary residence unless otherwise noted.

The APR for a 30-year conventional fixed-rate mortgage loan is calculated using a loan amount of $417,000, two points, a $495 application fee, $350 appraisal fee, $799 underwriting fee, a $16 flood certification fee, and a $20 credit report fee.*

The APR for a 15-year conventional fixed-rate mortgage loan is calculated using a loan amount of $417,000, two points, a $495 application fee, $350 appraisal fee, $799 underwriting fee, a $16 flood certification fee, and a $20 credit report fee. 15-year conventional mortgage rates are calculated with a 15-year loan term.*

The APR for jumbo mortgage rates is calculated using a loan amount of $500,000, two points, a $495 application fee, $350 appraisal fee, $799 underwriting fee, $16 flood certification fee, and a $20 credit report fee.*

The APR for FHA mortgage rates is calculated using a loan amount of $295,000, two points, a $495 application fee, $350 appraisal fee, $799 underwriting fee, $16 flood certification fee, and a $20 credit report fee. Some rates and fees may vary by state.*

The APR for adjustable rate mortgages (ARMs) is calculated using a loan amount of $417,000, two points, a $495 application fee, $350 appraisal fee, $799 underwriting fee, $16 flood certification fee and a $20 credit report fee. Some rates and fees may vary by state.*

*Products are subject to availability on a state-by-state basis. All interest rates listed are for qualified applicants with 740 or higher FICO and 80 LTV over a 30-year loan term except where otherwise noted and are subject to mortgage approval with full documentation of income.

By refinancing your existing loan, your total finance charge may be higher over the life of the loan.