What is a 30-year fixed rate mortgage?
30-year fixed mortgages lock in your interest rate, giving you a uniform
payment for the length of your loan. These are the most popular and
well-known mortgages - and for good reason.
Advantages of a 30-year fixed mortgage
- Rate Security- your rate will never increase or decrease
- Low monthly payments that will never increase
- Stable term length with the option to pay off early
- Current 30 year fixed interest rates are near record lows
Looking to pay your home off sooner?
15-year fixed rate mortgages have many of the same benefits of 30-year fixed
rate mortgages, and allow you to pay significantly less interest over the life
of your loan
Why pick Total Mortgage?
After 17 years of success, it's safe to say that we know what we are doing. Plus:
We have some of the lowest interest rates in the country, and we might be able to cut your
mortgage payments considerably.
No pre-payment penalties, ever. Go on, pay off all of your debt as fast as you can. We promise
not to get grumpy about it.
No pushy loan officers, just experienced professionals who will educate you as they help you get
the financing that makes sense for you.
Think a 30-year fixed is right for you? Give us a call or fill out the form on the right to get started.