Mortgage Loans

Fixed Rate Mortgage

Consistent Payments
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FHA Mortgage

Great for First Time Buyers
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ARM Mortgage Loan

Lowest Monthly Payment
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Choosing the Right Loan for YOU

  • The right mortgage is one that you can afford to pay for years to come.
  • The right mortgage costs you as little as possible over the life of the loan.
  • The right mortgage can be closed quickly and efficiently.
  • The right mortgage allows you to turn your house into a home.

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Find a loan that fits you

Mortgage Loan Options Key Features

Fixed Rate Mortgage

Our most popular loan programs, fixed rate mortgages offer consistent monthly payments and are great for the long term home owner.

Adjustable Rate Mortgage (ARM)

Our ARMs feature our lowest mortgage rates and offer the lowest monthly payments of any mortgage.

FHA Mortgage Loan

Our most flexible loan program, FHA insured mortgages offer low minimum down payments. FHA loans are well-suited for first time home buyers.

203(k) Loan

FHA 203(k) loans make it easy for borrowers to purchase and remodel homes, including foreclosed and distressed properties.

FHA Streamline Refinance

Refinance your existing FHA mortgage quickly and easily with the FHA’s Streamline Refinance Program.

Jumbo Mortgage

Jumbos are back! We offer fast closing times and unparalleled rates and service on our jumbo mortgages.

VA Mortgage

Veterans Rejoice! VA Home Loans allow veterans and active military to get a mortgage with as little as 0% down. Click to learn more or get preapproved today.

HARP Refinance

Even if you’re underwater on your mortgage, you may be able to refinance at today’s record low rates through HARP.

Home Equity Loan

Tap your home equity to pay for education costs, consolidate debt, fund your business, renovate your home, and more.

Reverse Mortgage

A reverse mortgage enables senior homeowners to convert a part of their home equity into income without having to sell the home.

Co-op Home Loans

Having trouble securing a loan for your co-op? Look no further, Total Mortgage can help you get financing for your co-op purchase or co-op mortgage refinancing.


Looking to move to a rural area? USDA loans require as little as 0% down, and come with lots of other benefits. Click to learn more or get preapproved today.

Still not sure which mortgage is the right loan for you?

That's Okay. Start with one of our easy mortgage loan calculators. Or talk to a Home Loan Expert now by calling 2037075693!