Zillow isn’t a mortgage bank, but they still have pretty good taste. So when you ask Zillow for an interest rate quote, they pass your information on to a lender they work with. One of their best-reviewed lenders? Total Mortgage.
Here are the top 5 reasons why Zillow users have recommended Total Mortgage.
1. They’ve been in the business for 20 years
Total Mortgage was founded in 1997 and has since grown from a small 3-person shop to a national lender with branches scattered across the country. Unlike many other midsized lenders, they never fell into the trap of sub-prime lending, and escaped the housing crisis unscathed.
2. Zillow users rate Total Mortgage highly
If Zillow knows one thing, it’s when to listen to its users—and based on the 4.9/5 rating across over 300 reviews, its users overwhelmingly recommend Total Mortgage. Take a look at what reviewers are saying here.
3. Your processor is always in-house
While some other lenders farm out their processors and customer service agents to outside companies, Total Mortgage keeps their processors on-site at their corporate headquarters in Connecticut or at their local branches. That makes it super easy for them to work with your loan officer if your application ever hits a snag.
4. They offer a 30 day purchase guarantee
Mortgages can take a long time to close—and some lenders take longer than others. Total Mortgage, though, has made a commitment to close on time. If your purchase loan isn’t closed in 30 days, your first mortgage payment is on them.*
5. Total Mortgage is an approved direct lender with Government Agencies
Total Mortgage is a direct lender to Fannie Mae and Freddie Mac, as well as private investors. That allows them to minimize the overlays and added restrictions that keep buyers from qualifying for the loans they’ve earned.
*Some restrictions apply. See conditions here.