Tag Archive: HARP

HARP and HAMP Now Extended Through 2016

June 2, 2015 by Leave a comment

Recently, the Federal Housing Finance Agency announced an extension for HARP (Home Affordable Refinance Program) and HAMP (Home Affordable Modification Program). That means that these programs, intended for homeowners affected by the housing crisis, will still be available all the way through 2016. And plenty of people still stand to benefit—experts estimate that at least... View Article

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HARP 3.0: What Is It? How Will It Help You Refinance?

October 3, 2014 by 3 Comments

For more than a year, an expansion to the Home Affordable Refinance Program (HARP) has been in the works, with the bill still sitting idle in the legislature. President Barack Obama reportedly introduced HARP 3.0, which has been labeled “A Better Bargain for U.S. Homeowners.” As the mortgage industry eagerly awaits news about HARP 3.0,... View Article

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Have You Tried to Refinance Lately? HARP Changes Could Help You Qualify

August 29, 2014 by Leave a comment

As the housing market continues to rebound, lenders are in a tricky situation. Excessively strict lending laws can cause the market to stagnate, but loosening restrictions too much will result in foreclosures. Consumers and economists often eagerly await news about lending conditions, since it directly impacts the market. One major source of information on lending conditions is the... View Article

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HARP is nearing its end: If you’re underwater, its time to refinance now

August 22, 2014 by Leave a comment

Debating whether to refinance? If you owe more on your mortgage loan than what your home is worth, you might be running out of time. That’s because the federal government’s Home Affordable Refinance Program — better known as HARP-  is scheduled to expire at the end of 2015. And if you don’t refinance before that government program... View Article

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