Tag Archive: First Time Home Buyer

How to Simplify the Home Buying Process

June 25, 2015 by Leave a comment

As a first­-time home-buyer, the home buying process can be intimidating and stressful. This is brand new territory for you. And since you don’t know what to expect, you might not realize how slow and complicated the process can be. But even if you’re new to the “home buying game” and slowly learning the ropes,... View Article

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5 Things Every Renter Should Know Before Buying

March 12, 2015 by 2 Comments

Buying a home can be financially rewarding, but it also has its challenges. Many renters can’t wait for the day when they’re able to get the keys to their own house. Ownership can provide a sense of stability, giving you full control to decorate and remodel as you like. But before buying, it’s important to... View Article

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A Guide to Getting Your First Mortgage

February 16, 2015 by Leave a comment

Fortunately, buying your first place doesn’t have to be an uphill battle. Preparation is key, and if you take the following steps, getting your first mortgage might be a breeze. 1. Pay all your bills on time  A mortgage loan is a big commitment. Before a lender approves your application, the bank will review your... View Article

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How to Make the Most of the FHA Changes

February 9, 2015 by Leave a comment

Buying a home just became a little cheaper, thanks to changes with the FHA home loan program in 2015. FHA home loans are guaranteed by the Federal Housing Administration and offer an affordable solution to home buying. As a homebuyer, you have mortgage options including a conventional mortgage loan, a VA home loan and a... View Article

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How FHA Changes Will Benefit First-Time Homebuyers

January 22, 2015 by 1 Comment

FHA home loans are well-liked by buyers. While conventional lenders require more cash out-of-pocket for home purchases and have stricter credit score requirements, FHA loans feature lower down payment and credit score requirements, which makes homeownership attainable for first-time buyers. FHA loans have helped more than 40 million people become homeowners since 1934, and with... View Article

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5 Factors That Help You Qualify for a Mortgage

January 19, 2015 by 2 Comments

Homes are sold every day. So while it’s harder to qualify for a mortgage, it’s not impossible. If you’re a first-time homebuyer, you may think you can’t qualify for a home loan. However, just because mortgage lenders don’t offer easy financing doesn’t mean a bank will reject your application. If you want to buy, here... View Article

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