Can You Create Rental Income Without Buying a Second Property?

August 11, 2014 by 1 Comment

Does the thought of creating another stream of income via an investment property appeal to you, but you feel hesitant about potential responsibilities as a full-time landlord? It might be worth taking a look at your own house before you go through the hassle of looking at a second property. Rental income doesn’t have to come from a... View Article

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Pasadena, Texas Mortgage Rates and Real Estate Overview

August 7, 2014 by Leave a comment

The modern history of Pasadena, Texas, really begins with the Texas Oil Boom and the discovery of an oil field in the neighboring city of Baytown. This event saw oil refinery operations spring up in Pasadena, and to this day, exploration for petroleum and gas remains a key economic force within the city. Throughout the 20th century, Pasadena’s... View Article

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What is PMI? Do I I have to pay it?

August 5, 2014 by Leave a comment

Many homebuyers are confused by private mortgage insurance, better known as PMI. That’s understandable; PMI is a pretty arcane addition to your mortgage loan. But here’s what you need to know: PMI doesn’t protect you. It protects your mortgage lender. And if your down payment isn’t large enough, the odds are high that you’ll have to pay for... View Article

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How to Read your Credit Reports

August 4, 2014 by Leave a comment

You hear the advice constantly: Before you apply for a mortgage loan you need to read your credit report. It’s good advice. Your credit report will alert you to any potential financial trouble spots. If you forgot to make a car payment two years ago, your credit report will list it. If you have an open credit-card... View Article

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We’re a same sex couple that isn’t allowed to marry in our state, what can we do to buy a home together?

July 31, 2014 by Leave a comment

This is a very interesting question, and there is some good news for you: You and your partner would be far from the only buyers in the United States to purchase a home together even though they’re not married. That’s because couples can qualify for mortgage loans even if they’re not married. In fact, couples don’t even... View Article

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