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Does the thought of creating another stream of income via an investment property appeal to you, but you feel hesitant about potential responsibilities as a full-time landlord? It might be worth taking a look at your own house before you go through the hassle of looking at a second property. Rental income doesn’t have to come from a... View Article
Whether you’re selling a home yourself or working with a realtor, this often requires more than a sign in your yard and a posting on the MLS. Not to say that you can’t sell your home using these methods — but it might take a while to find a buyer. Therefore, if you need a quick sale,... View Article
The modern history of Pasadena, Texas, really begins with the Texas Oil Boom and the discovery of an oil field in the neighboring city of Baytown. This event saw oil refinery operations spring up in Pasadena, and to this day, exploration for petroleum and gas remains a key economic force within the city. Throughout the 20th century, Pasadena’s... View Article
With many of us looking forward to our summer vacations, one of our favorites places to do so is at our second home. Whether it’s an airplane ride or a quick drive away, these escapes can be priceless. But for some, owning this additional dwelling may still be a dream. However, it doesn’t have to be as... View Article
Many homebuyers are confused by private mortgage insurance, better known as PMI. That’s understandable; PMI is a pretty arcane addition to your mortgage loan. But here’s what you need to know: PMI doesn’t protect you. It protects your mortgage lender. And if your down payment isn’t large enough, the odds are high that you’ll have to pay for... View Article
You hear the advice constantly: Before you apply for a mortgage loan you need to read your credit report. It’s good advice. Your credit report will alert you to any potential financial trouble spots. If you forgot to make a car payment two years ago, your credit report will list it. If you have an open credit-card... View Article
Freddie Mac released its weekly Primary Mortgage Market Survey (PMMS) indicating that fixed mortgage rates are lower this week compared to last, but slightly. For the week ending July 31, 2014, 30-year-fixed mortgage rates dropped .01%, averaging 4.12%, which is down .26% compared to this time last year. For the past 2 months or so,... View Article
This is a very interesting question, and there is some good news for you: You and your partner would be far from the only buyers in the United States to purchase a home together even though they’re not married. That’s because couples can qualify for mortgage loans even if they’re not married. In fact, couples don’t even... View Article
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