Today's Rates
View today’s interest rates for our main products
Personalized Quote
Get custom rates, personalized to your situation
In-Depth Analysis
Learn what economic factors affect rates and where rates are headed
View All Resources
Search and filter all of our resources to find the best ones for you
Total Path Guides
Download in-depth guides about specific homebuying or refinancing situations
Mortgage Calculators
See out how getting a mortgage or refinancing plays out
Call 203-876-2200
by total mortgage
Many homeowners think of home equity loans and home equity lines of credit as the same thing. But they’re not. In fact, there are some significant differences between the two. Think of a home equity line of credit as a type of credit card that uses your home as collateral. You can borrow up to a certain... View Article
Many homeowners have searched for ways to lower energy bills without inconveniencing their household. But have you ever stopped to think about how much of an impact your energy usage is having beyond your own home? Or how going green can reduce stress on the environment and your budget? Going green with appliances and insulation go hand in... View Article
In another case of cash is king, for the first quarter all-cash deals for total home sales reached a record high at 43 percent, according to RealtyTrac, up from 37.8 percent in the previous quarter. It also jumped from 2013’s first quarter 19.1 percent figure. This can be attributed to two factors: high demand and low... View Article
Debating whether to refinance? If you owe more on your mortgage loan than what your home is worth, you might be running out of time. That’s because the federal government’s Home Affordable Refinance Program — better known as HARP- is scheduled to expire at the end of 2015. And if you don’t refinance before that government program... View Article
Freddie Mac released their weekly Primary Mortgage Market Survey (PMMS) report today indicating that fixed rates have hit the low for the year. 30 year fixed rates closed out the week of August 21, 2014 at 4.10%, coming in .02% lower than last week. At this time last year, rates were almost a whole half... View Article
Homeowners constantly seek out new ways to build value to their homes. But adding value can come at a high price. Renovations and upgrades are expensive, and not all home projects promise a return on investment in the form of increased equity. Property owners on a tight budget need to pick and choose which improvements to make... View Article
A balloon mortgage feels a bit like a traditional 30-year fixed-rate mortgage loan. Only in a balloon mortgage, you’d have to make a big payment at the end of a set period of time. It usually works like this: Your monthly mortgage payment is the amount you’d pay if you were paying off your balloon mortgage over... View Article
As lenders have tightened restrictions for securing mortgage loans, homebuyers have been forced to expand their options to include non-traditional funding sources. Realizing this, several scams have emerged that target desperate borrowers. Failure to avoid these scams could result in a home being foreclosed, fines being levied, or criminal charges. Before you head out in search of your... View Article
185 Plains Road - 3rd Floor - Milford, CT 06461
(203) 876-2200
