It’s Easier to Qualify for a Mortgage Loan

May 22, 2014 by Leave a comment

Not as nervous about qualifying for a mortgage loan today? You’re far from alone. A recent survey by Fannie Mae shows that a growing number of U.S. consumers believe that they can once again qualify for a mortgage loan. Fannie Mae’s January 2014 National Housing Survey found that 52 percent of U.S. consumers believe that... View Article

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Grand Rapids Michigan Mortgage Rates and Real Estate Overview

May 21, 2014 by Leave a comment

During the 20th century, Michigan’s second city, Grand Rapids, earned the nickname “Furniture City USA” for being a furniture manufacturing hotbed. Although the city no longer has the same hold on the market, five of the world’s largest office furniture manufacturing companies still reside in the city, including Steelcase, which employs over 3,000 workers. Car... View Article

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Mortgage Rates Predicted to Increase in 2014 – What Can You Do?

May 21, 2014 by 2 Comments

The mortgage and housing industry has struggled to recover since the subprime meltdown six years ago. In the aftermath of the crisis, foreclosure rates hit an all-time high in many major cities across the nation; home sales came to a standstill in other markets; and banks saw an increase in their number of short sales and... View Article

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5 Best Casual Lawn Games

May 20, 2014 by 1 Comment

As the weather warms up, we all want to be outside more. My favorite way to spend time outside is by playing some casual lawn games. Whether you’re going to the beach, having a large gathering at your house, or just hanging out in the back yard with a few friends, these games are sure... View Article

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Tallahassee, Florida Mortgage Rates and Real Estate Overview

May 20, 2014 by Leave a comment

A progressive, high-tech college town in the Florida Panhandle? Florida’s capital city, Tallahassee, is all those things. With its long history of Democratic voting, its two public universities and its reputation for scientific research, Tallahassee isn’t your typical Southern town. In fact, one of Tallahassee’s most recent claims to fame was its role in the... View Article

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Cons of Borrowing from a 401(k) to Buy a House

May 20, 2014 by Leave a comment

You might be excited to purchase a new home, but after learning that your lender requires a down payment, you might postpone your plans. The truth is, down payments are a major roadblock to buying a home. Currently, conventional mortgages require 5 percent down and FHA mortgages require 3.5 percent down. Although these percentages are far less than... View Article

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