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Over the last ten years (or longer, depending who you talk to), a growing number of people have abandoned apartments and condos and suburban ranches for 500 square feet or less. They’ve written books and filmed documentaries, but last summer, the movement got a signal boost when FYI began airing a television show called Tiny House Nation.... View Article
Yes, housing prices can be astronomical in cities such as San Francisco. But monthly rents are also extremely high in these cities, especially in their more desirable neighborhoods. Here’s some good perspective: A recent study by Trulia of the country’s largest 100 metropolitan areas found that buying a home in these urban areas is 38... View Article
Homeowners refinance their home loans for numerous reasons with many seeking an improved rate and a lower mortgage payment. But whatever your reasons are, being self-employed is going to make the process more challenging. This comes as mortgage lenders find this group carrying greater risks thanks to their inconsistent income. If you’re self-employed or a contract... View Article
“Put your drinks up for Nebraska,” sings Lady Gaga on her song Yoü and I. If you’ve ever been there, you’ll know there’s more to America’s heartland than corn, hills and the occasional farmhouse. Omaha has a great music scene, is one of the fastest growing cities in the country and has family friendly suburbs... View Article
What makes owning a home such a smart financial decision? As you pay off your mortgage loan – or as your home increases in value – you build up equity. You can then tap into this equity to help fund home repairs, pay a child’s tuition or invest in another piece of real estate. What... View Article
As far as goals go, owning your own home is a pretty standard item on the American Dream checklist. But what about owning your own sovereign nation? Whether it was Leicester Hemingway (brother to that Hemingway) laying claim to half an island off the coast of Jamaica or British comedian Danny Wallace starting a country out of... View Article
You may like the idea of owning your own place, but according to a recent news report, many would-be first-time homebuyers are sitting on the sidelines due to fear of rejection. It’s no secret that mortgage guidelines have become stricter in recent years. Despite having adequate income to afford regular monthly payments, many discover that... View Article
For more than a year, an expansion to the Home Affordable Refinance Program (HARP) has been in the works, with the bill still sitting idle in the legislature. President Barack Obama reportedly introduced HARP 3.0, which has been labeled “A Better Bargain for U.S. Homeowners.” As the mortgage industry eagerly awaits news about HARP 3.0,... View Article
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