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There’s likely nothing worse when you’re trying to buy a home and your offer is rejected. You’ve searched through what seems to be hundreds of homes, you found the perfect home, you present an offer to buy it, and your offer is rejected. Nobody likes rejection. Now what, you ask? Great question. Although dreaded, it... View Article
This year, home buyers face some tough decisions. Interest rates are still hovering around very attractive levels at (or below) 4 percent on a 30-year fixed mortgage. All the experts say these historically low rates will end soon, at least by the end of the year. Of course, for the past year those experts have... View Article
This article is part of a series put together by the Total Mortgage marketing team that provides loan officers and other sales professionals with a crash course in marketing and self-promotion. To read other articles in this series, click here. Referrals are the bread and butter of the mortgage industry—and for good reason. When the... View Article
Credit makes life easier both on a day-to-day and long-term basis. For example, credit cards help pay for clothes and dinners out, while loans pave the way for large purchases like a car or house. No matter your age or situation in life, it’s important to understand the reasons to monitor your credit (and how... View Article
After three years of rising prices and increasing sales, will the nation’s housing markets quiet down and return to something resembling normalcy in 2016? Jonathan Smoke, chief economist at Realtor.com, thinks so. “This slowdown is not an indication of a problem—it’s just a return to normalcy,” says Smoke. “We’ve lived through 15 years of truly... View Article
This article is part of a series put together by the Total Mortgage marketing team that provides loan officers and other sales professionals with a crash course in marketing and self-promotion. To read other articles in this series, click here. Maybe you’ve noticed, maybe you haven’t, but the internet is a pretty popular place.... View Article
With spring upon us, it is time to take on some maintenance activities that can really make your home shine and give your home a freshness that only spring can bring to it. It means getting outside, having get-togethers and opening the windows to let the fresh air in. Longer days give us the opportunity... View Article
When the housing bubble burst in 2007 and more than six million families lost their homes, the pain was greatest in markets where lax lending standards (which have since been outlawed) were the most widespread. Florida, Nevada, Arizona, and California—the so-called “sand states”—led the nation in foreclosures. What has changed since then? Today, the foreclosure... View Article
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