FHA vs. Conventional Loan: Understanding the Differences and Benefits

May 3, 2022 by 1 Comment

FHA loans are easier to qualify for and require a lower down payment, compared to conventional loans. This makes FHA loans more affordable for lower-income borrowers or those who want to own a home but are actively working to improve their credit. If you have a high enough credit score and a low debt-to-income ratio,... View Article

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Mortgage Monday – April 25, 2022

April 25, 2022 by Leave a comment

Mortgage rates are rising and the Federal Reserve is set to meet next week. Let’s get right into the latest news and cover our predictions in today’s Mortgage Monday update! Rates Update For the seventh week in a row, Freddie Mac reported mortgage rate increases in their weekly Primary Mortgage Market Survey. According to their... View Article

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Employee Spotlight: Juan Santana

April 22, 2022 by Leave a comment

Meet this week’s employee spotlight – Juan Santana! What motivates you to wake up and go to work?I’m motivated every single day by my daughter and love of my life, Penelope. What do you enjoy doing in your free time? love to read and draw, but who really has free time?. What would you do for... View Article

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Mortgage Monday – April 11, 2022

April 11, 2022 by Leave a comment

It’s time for our weekly Mortgage Monday update! Let’s cover the most recent news regarding mortgage rates, the state of the industry, and more. Rates Update Last week, mortgage rates started off slow but ultimately continued climbing upward. Recent turbulence can be attributed to Federal Reserve Governor Lael Brainard’s words last Tuesday, when she said... View Article

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