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In this article, you will learn about the different mortgage lending options for LGBTQ+ couples, as well as a variety of other topics related to the LGBTQ+ community, the housing market, and issues therein.
When it comes time to reach a major financial milestone like buying a home, the negative information on your credit report could interfere with your dreams. Fortunately, there are steps you can take to improve a poor credit score and work towards homeownership.
If you’ve been eagerly awaiting your chance to make the most out of your yard, now’s your time to shine! Summer is the best season for outdoor get-togethers and relaxing in the sun—make your home the go-to party destination with these tips!
Hello! My name is Carmen. I'm the Social Media Manager at Total Mortgage and usually the person putting together the employee spotlights! I'm a New Haven, CT native and received my Bachelor's degree in Business Administration with a concentration in Marketing.
This article will discuss how the loan to value ratio plays into the homebuying process. We will answer questions like, ‘what is a loan to value ratio?’ and ‘how do I calculate loan to value ratio?’ You will come away knowing what a low loan to value ratio indicates and should be able to answer, ‘what is a good loan to value ratio?’ as you embark on your homebuying journey.
In this article, you will learn what compound interest is, how compound interest works, and what the benefits and drawbacks of compound interest are.
Several items are necessary for mortgage approval, and these things often come into play during pre-approval. This article will help you understand the documents and proof that are critical to earning this confirmation as you seek financial help.
Your debt-to-income ratio, or DTI, signals your ability to repay a loan to your lender. A higher DTI means you carry too much debt compared to your monthly income, which could pose a greater risk to your lender.
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