Mortgage Loan Points: What Are They and Should You Buy Them?

April 6, 2022 by Leave a comment

Purchasing mortgage points from your lender can lower your interest rate and make your monthly mortgage payments more affordable. If you’re considering a home purchase or refinance, mortgage points could save you tens of thousands of dollars over the life of the loan.  In this article, we’ll explain what mortgage points are and present the... View Article

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Cash Out Refinance vs. Home Equity Loan: Which Is the Smarter Option?

April 6, 2022 by Leave a comment

Do you need extra money to help pay for home improvements, debt consolidation, or unexpected car repairs? Consider tapping into your home’s equity through a cash out refinance or home equity loan.  Both loan options allow homeowners to access their home’s equity to finance a variety of things, but you need to compare cash-out refinance... View Article

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Home Equity Loan vs. Refinance: Understanding the Differences

April 6, 2022 by Leave a comment

Deciding between a home equity loan vs. refinance? Both options give homeowners the chance to access their home’s valuable equity with the flexibility to use that cash however they please.  Additionally, refinancing allows homeowners to lock in a lower interest rate or change the length of their loan term. If you’re trying to figure out... View Article

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Refinancing a Mortgage with a Bad Credit Score: 5 Helpful Tips

April 6, 2022 by Leave a comment

A less-than-stellar credit score doesn’t automatically disqualify you from refinancing your mortgage. Fortunately, there are several options to refinance your mortgage with a bad credit score.  Here’s what you need to know about lender credit standards and the steps you can take to refinance with a lower credit score. What Credit Score Is Needed to... View Article

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Mortgage Monday – March 28, 2022

March 28, 2022 by Leave a comment

As we return to a purchase-heavy market with mortgage rates on the rise, it’s more important than ever to stay updated on the latest industry news – especially if you’re in the market to buy. Let’s get right into it and learn more in this week’s Mortgage Monday update!

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