Getting Approved for a Mortgage: Mortgage Pre-Approval Checklist

June 10, 2022 by Leave a comment

Before you can access a mortgage, you need to get approved. Determining what items are required to get approved for a mortgage can be tricky. Several items are necessary for mortgage approval, and these things often come into play during pre-approval. This article will help you understand the documents and proof that are critical to... View Article

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What Is a USDA Home Loan?

June 3, 2022 by Leave a comment

A U.S. Department of Agriculture (USDA) loan is designed to support rural land development. USDA home loans are meant for home buyers with low to moderate incomes or those buying for the first time.  Despite their rural focus, these loans are not reserved for only farmers and are accessible to other home buyers. Thanks to... View Article

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What Is Private Mortgage Insurance? How it Works and How to Avoid Paying PMI

June 2, 2022 by Leave a comment

Private mortgage insurance, or PMI, allows borrowers to purchase a home without making a 20% down payment on a conventional mortgage. PMI also adds to the cost of your mortgage, and how much you pay depends on the size of the loan and your credit score.  Let’s take a look at private mortgage insurance, how... View Article

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Employee Spotlight: Cristin Fitzpatrick

May 27, 2022 by Leave a comment

Cristin Fitzpatrick graduated from The University of Connecticut with a B.A. in Psychology has studied Organization Development at a Masters Level at American University and is a Certified Professional Coaching graduate from one of the country’s leading coaching schools. She has over 10 years of experience in the real estate and mortgage industry and works... View Article

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