Categories for Refinance

3 Ways to Receive a Low or No-Fee Refinancing

February 5, 2015 by Leave a comment

Refinancing your mortgage loan is one of the best ways to snag a lower interest rate and a cheaper mortgage payment — a major plus if you’re struggling to stay current on your home loan. Refinancing achieves other purposes as well, such as converting a fixed-rate mortgage to an adjustable-rate mortgage. You can refinance and... View Article

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Refinancing and the FHA 2015 Changes: What Does It Mean for You?

February 3, 2015 by 1 Comment

If you’re currently paying a higher interest rate on your mortgage, and you’re dealing with high payments, refinancing and getting a cheaper rate might be the answer to your prayers. You can save money each month, virtually eliminating mortgage payment issues. And with extra money in your pocket, you can start a savings account, pay... View Article

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Unable to Retire? Here are Four Refinance Options That Can Help

December 22, 2014 by Leave a comment

You might be ready to retire, but just because you’re eligible to start receiving retirement benefits doesn’t mean you can. Whether you’re eligible for Social Security or eligible to receive withdrawals from your 401(k) plan or pension, you have to count the cost before retiring. And unfortunately, some would-be retirees discover that their retirement income... View Article

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With 30-year mortgage rates falling, is it time to refinance?

December 2, 2014 by Leave a comment

In October, 30-year mortgage rates fell to levels last seen in June 2013. It all started in the week of October 16, when the bellwether rate hit 3.97 percent, according to Freddie Mac, down from the previous week’s 4.12 percent. The decline didn’t stop there. In the following week, the rate fell to a 3.92... View Article

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Five Refinancing Tips for the Self-Employed

October 8, 2014 by Leave a comment

Homeowners refinance their home loans for numerous reasons with many seeking an improved rate and a lower mortgage payment. But whatever your reasons are, being self-employed is going to make the process more challenging. This comes as mortgage lenders find this group carrying greater risks thanks to their inconsistent income. If you’re self-employed or a contract... View Article

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