Categories for Refinance

HARP and HAMP Now Extended Through 2016

June 2, 2015 by Leave a comment

Recently, the Federal Housing Finance Agency announced an extension for HARP (Home Affordable Refinance Program) and HAMP (Home Affordable Modification Program). That means that these programs, intended for homeowners affected by the housing crisis, will still be available all the way through 2016. And plenty of people still stand to benefit—experts estimate that at least... View Article

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Thinking of Refinancing? 4 Good Reasons to Follow Through

May 15, 2015 by 1 Comment

For the past couple of years, mortgage rates have been lower than they’ve been in decades. So if you’re thinking about refinancing your home loan, now’s as good a time as ever. Refinancing involves getting a new home loan to replace an existing one. If you’re unfamiliar with refinancing or if you don’t understand the... View Article

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5 Ways to Land the Lowest Rate

April 9, 2015 by Leave a comment

There are two things you want from a mortgage lender when buying or refinancing a house—an approval letter and a low interest rate. What you may not realize is that the factors guaranteeing a mortgage approval are the same factors that help you qualify for the most favorable interest rate. A low rate creates a... View Article

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How to Recognize a Bad Mortgage Refinance Loan

April 3, 2015 by Leave a comment

As mortgage rates drop, you might anticipate refinancing your mortgage and getting a lower rate and payment. Your current home loan lender may encourage refinancing, and you might receive unsolicited offers from other banks in the area. With so many financial institutions offering refinancing, and given how it’s a common mortgage practice, it’s easy to... View Article

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