Categories for Purchase

Understanding Settlement Statements: How to Decipher Yours Before Closing on Your Home

September 10, 2015 by Leave a comment

One of the most important documents you’ll receive as you draw closer to closing on your new home is called Good Faith Estimate, which is a precursor to the settlement statement that defines the financing of your home closing. This detailed piece of paperwork may seem like it needs its own decoder ring to understand,... View Article

Read More

6 Ways to Fight Rising Interest Rates

September 3, 2015 by Leave a comment

Mortgage interest rates have been hovering between 3.5 and 4 percent for the past 18 months, refusing to rise as quickly as many forecasters had predicted. That means many have been able to lock down favorable rates without the threat of a drastic increase hanging over their heads. However, later this year, the Federal Reserve... View Article

Read More

Secrets to Buying a Home that Will Appreciate Over Time

August 27, 2015 by Leave a comment

No one buys a home hoping its value will stay exactly the same for the next 30 years. In a healthy real estate market, most people just assume that their property will appreciate over time, even if only slightly. But, as many real estate investors already know, there are ways to pick out an especially promising... View Article

Read More

How to Get A Mortgage With No Down Payment

August 24, 2015 by 2 Comments

Without a doubt, the biggest hurdle first-time home buyers face is saving for a down payment. It makes sense that reducing or increasing the amount needed for a down payment has a direct and immediate impact on demand, more than changes in mortgage rates or even home prices. However, with recent changes in lenders’ loan... View Article

Read More