Categories for mortgage-interest-rates

How Do No-Doc Mortgage Loans & Self-Employed Home Loans Work?

May 6, 2022 by 16 Comments

Potential homebuyers who are not employed full-time or whose income is considered irregular may not have the proof of employment typically associated with a mortgage. However, these consumers do not have to abandon their dreams of becoming homeowners altogether.  Instead, they could qualify for a no-documentation mortgage, also known as a no-doc mortgage, no-income verification... View Article

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FHA vs. Conventional Loan: Understanding the Differences and Benefits

May 3, 2022 by 1 Comment

FHA loans are easier to qualify for and require a lower down payment, compared to conventional loans. This makes FHA loans more affordable for lower-income borrowers or those who want to own a home but are actively working to improve their credit. If you have a high enough credit score and a low debt-to-income ratio,... View Article

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What is Title Insurance?

August 4, 2016 by Leave a comment

Though most individuals are familiar home insurance, not all home owners are knowledgeable about title insurance. However, this form of insurance can be very helpful in times of need. To determine how it could be of assistance to you, check out our breakdown of title insurance, its benefits, and some common issues that individuals can face in... View Article

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