Categories for How-to

5 Ways to Land the Lowest Rate

April 9, 2015 by Leave a comment

There are two things you want from a mortgage lender when buying or refinancing a house—an approval letter and a low interest rate. What you may not realize is that the factors guaranteeing a mortgage approval are the same factors that help you qualify for the most favorable interest rate. A low rate creates a... View Article

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How to Pick the Right School District

March 31, 2015 by Leave a comment

Whether you already have children or you’re planning to start a family soon, finding the right house isn’t the only factor you need to consider when you’re moving—there’s also the question of school districts. Namely, which one is right for your kids, and how do you even go about deciding something like that? Here are... View Article

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How to Exchange Info With Lenders Securely

March 5, 2015 by Leave a comment

In the past, getting a mortgage required meeting with a lender and applying for a loan in-person. The lender would gather all information needed to process a loan and then determine whether an applicant was eligible. Today, it’s a much different scenario. You can apply for a mortgage from the comforts of your home with... View Article

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Self-Employed? How to Never Miss a Payment

March 2, 2015 by Leave a comment

Self-employed people can set their own schedule, control their workload, and have the opportunity to earn unlimited income. Although self-employment has its perks, there’s also a downside. Unlike an employee, you’re responsible for finding and keeping clients. There’s always the risk of losing a profitable client and your workload can change each week, so you might... View Article

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A Guide to Getting Your First Mortgage

February 16, 2015 by Leave a comment

Fortunately, buying your first place doesn’t have to be an uphill battle. Preparation is key, and if you take the following steps, getting your first mortgage might be a breeze. 1. Pay all your bills on time  A mortgage loan is a big commitment. Before a lender approves your application, the bank will review your... View Article

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