How-to | Total Mortgage Blog

5 Ways to Land the Lowest Rate

April 9, 2015 by Thomas Bepko Leave a comment

There are two things you want from a mortgage lender when buying or refinancing a house—an approval letter and a low interest rate. What you may not realize is that the factors guaranteeing a mortgage approval are the same factors that help you qualify for the most favorable interest rate. A low rate creates a... View Article

How to Pick the Right School District

March 31, 2015 by Taryne Leahey Leave a comment

Whether you already have children or you’re planning to start a family soon, finding the right house isn’t the only factor you need to consider when you’re moving—there’s also the question of school districts. Namely, which one is right for your kids, and how do you even go about deciding something like that? Here are... View Article

5 Care Tips for a Greener Lawn

March 27, 2015 by Taryne Leahey 6 Comments

Now that spring is officially here and things are starting to thaw out, it’s time to evaluate your lawn situation. Here are 5 ways to make sure that your lawn stays the healthiest it can. Don’t over-fertilize. It can be easy to think that the more fertilizer you use, the healthier your grass will grow. In fact,... View Article

Does Your Home Loan Have a Prepayment Penalty?

March 23, 2015 by Eric Khan Leave a comment

Buying a home is one of the best feelings in the world, and if you’re eager to close and get your keys, you might accept any type of mortgage offered by a lender. Some buyers don’t ask questions, and they don’t completely read their loan estimate. But it’s important to understand each term of your... View Article

How to Exchange Info With Lenders Securely

March 5, 2015 by James Forte Leave a comment

In the past, getting a mortgage required meeting with a lender and applying for a loan in-person. The lender would gather all information needed to process a loan and then determine whether an applicant was eligible. Today, it’s a much different scenario. You can apply for a mortgage from the comforts of your home with... View Article

Self-Employed? How to Never Miss a Payment

March 2, 2015 by Thomas Bepko Leave a comment

Self-employed people can set their own schedule, control their workload, and have the opportunity to earn unlimited income. Although self-employment has its perks, there’s also a downside. Unlike an employee, you’re responsible for finding and keeping clients. There’s always the risk of losing a profitable client and your workload can change each week, so you might... View Article

How to Spot a Bad Contractor

February 18, 2015 by Taryne Leahey Leave a comment

Renovations are hectic enough—the last thing you need is to get stuck with a less-than-upright contractor. Here are 5 red flags you should watch out for: He bids low Before you make a deal, you should really be getting estimates and bids from at least three separate contractors. Not only does this give you options,... View Article

A Guide to Getting Your First Mortgage

February 16, 2015 by Eric Khan Leave a comment

Fortunately, buying your first place doesn’t have to be an uphill battle. Preparation is key, and if you take the following steps, getting your first mortgage might be a breeze. 1. Pay all your bills on time A mortgage loan is a big commitment. Before a lender approves your application, the bank will review your... View Article

5 Ways to Land the Lowest Rate

Categories for How-to

5 Ways to Land the Lowest Rate

How to Pick the Right School District

5 Care Tips for a Greener Lawn

Does Your Home Loan Have a Prepayment Penalty?

How to Exchange Info With Lenders Securely

Self-Employed? How to Never Miss a Payment

How to Spot a Bad Contractor

A Guide to Getting Your First Mortgage

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