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5 Helpful Tips For Refinancing A Mortgage With A Bad Credit Score

April 6, 2022 by Zach Festini Leave a comment

A less-than-stellar credit score doesn’t automatically disqualify you from refinancing your mortgage. Fortunately, there are several options to refinance your mortgage with a bad credit score. Here’s what you need to know about lender credit standards and the steps you can take to refinance with a lower credit score. What Credit Score Is Needed to... View Article

credit score cost consumers more than they think

Low Credit Scores Cost Consumers More Than They Think

September 6, 2016 by Zach Festini Leave a comment

Did you know that a low credit score can do you more than just make it difficult to get a loan or a credit card? If you didn’t realize your score could keep you from renting an apartment or getting a mobile phone, you’re not alone. A new national survey sponsored by the Consumer Federation... View Article

Are You Paying Too Much for Your Mortgage?

July 29, 2016 by Zach Festini Leave a comment

Nobody wants to pay more for their mortgage than they have to. However, nearly ten percent of couples who file for their mortgages jointly could be saving a thousand dollars or more in interest payments each year because they don’t know how the minimum FICO rule works. New research from the Federal Reserve found that... View Article

Will a Change in FICO Make it Easier to Get a Mortgage?

March 11, 2016 by Zach Festini Leave a comment

Somehow it doesn’t seem fair that so much can depend on a single number. Your credit score, whether from TransUnion, Experian or Fair Isaacson Corporation (FICO), can make the difference between owning your own home and renting. It can also cost (or save) you tens of thousands of dollars on interest, since lenders set your... View Article

All You Need to Know About Rapid Rescore

January 28, 2016 by Zach Festini 4 Comments

Upon first hearing about Rapid Rescore, you might be quick to lump it with all those other credit fix companies vying for your attention. However, Rapid Rescore is not just another company–it is actually a service provided by mortgage lenders and brokers. It is designed to help you improve your credit score within a very... View Article

Tips for Qualifying for a Mortgage Today

January 12, 2016 by Zach Festini Leave a comment

Lending standards for refinances have loosened considerably over the past two years, but, despite years of discussion, it’s difficult to qualify for a mortgage to buy a house. Tough lending standards are still keeping some buyers out of the housing should manage their credit scores and reduce debt long before they apply for a mortgage.... View Article

Raise Your Credit Score with These Tips

December 1, 2015 by Zach Festini Leave a comment

When it comes to getting a good deal on a mortgage, your credit score may be even more important to you than you realize. It’s one of the three most important metrics lenders use to decide whether or not to approve your mortgage application; the higher your score, the more confident they are that you... View Article

Preparing Your Credit for Home Buying: The FTC Is Your Friend

September 18, 2015 by Carter Wessman Leave a comment

If you’re planning to buy a home, you already know you need to get your credit in order ahead of time. This is an important step, since improving your credit score can save you thousands of dollars over the life of a home loan. However, many new homebuyers are uncertain how to check their credit... View Article

5 Helpful Tips For Refinancing A Mortgage With A Bad Credit Score

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5 Helpful Tips For Refinancing A Mortgage With A Bad Credit Score

Low Credit Scores Cost Consumers More Than They Think

Are You Paying Too Much for Your Mortgage?

Will a Change in FICO Make it Easier to Get a Mortgage?

All You Need to Know About Rapid Rescore

Tips for Qualifying for a Mortgage Today

Raise Your Credit Score with These Tips

Preparing Your Credit for Home Buying: The FTC Is Your Friend

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