Do Student Loans Affect Credit Score?

September 29, 2022 by Leave a comment

Whether or not student loans affect credit score will depend on several factors. Overall, student loans can positively and negatively impact your credit score. If you make timely payments, it could be a good way to build your credit. If you miss payments, it could cause your credit score to drop. If you’re worried about... View Article

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How to Get Guaranteed Loan Approval

September 26, 2022 by Leave a comment

Guaranteed home loans offer more people a chance at homeownership, but can everyone qualify? Guaranteed loan approval depends on the type of loan you’re applying for and your mortgage lender, but many borrowers can qualify for a guaranteed loan even if they don’t have the cash reserves or an impressive credit score.  What Is a... View Article

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Understanding Conditional Approvals

September 21, 2022 by Leave a comment

When it comes to real estate, homebuyers in the market look for any sign they can find that they are getting closer to owning the home of their dreams. Fortunately, lenders are keen to tip their hand to potential borrowers along the homebuying journey, helping to minimize the unexpected. One of those signals is known as... View Article

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What Is a Down Payment?

September 13, 2022 by Leave a comment

When it comes to reaching life’s major financial milestones, more times than not you will not be able to pay for the entire purchase in cash. That’s where the down payment comes in. It can be thought of as an investment in yourself, as it is helping you to achieve your financial goals, whether purchasing... View Article

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What Is House Hacking?

September 5, 2022 by Leave a comment

One of the biggest benefits of homeownership is the ability to build wealth over time. However, you only stand to make a profit after you sell. Using a strategy called house hacking, you can potentially generate passive income from your property to put toward your mortgage, household expenses, or even other investment opportunities. House Hacking... View Article

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