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Super Jumbo Mortgage Rates

What are Super-jumbo mortgages?

Super-jumbo mortgages are those that are even larger than jumbo mortgages. They typically range from $1-$10 million. Super Jumbo mortgage rates are typically higher than current mortgage rates when compared to conforming mortgage loans because of the increased loan size. Super Jumbo Mortgage Loans and Jumbo mortgage loans are mortgage loans that surpass the loan limits set forth by Fannie Mae and Freddie Mac, which is why Jumbo mortgage loans are also referred to as a non-conforming loan. Because of the increased loan size, super jumbo mortgage loans are considered high-risk loans.

Get a Custom Quote For Your Super Jumbo Mortgage Rate:
Call a mortgage loan expert now at 888-868-2509 to lock in today's some of the lowest mortgage rates for your Super Jumbo mortgage loan or apply now.


View some of our lowest mortgage rates:

Mortgage Products Rate APR Lock  
30-Year Fixed Conventional 3.625% 3.657% 30 Apply
20-Year Fixed Conventional 3.625% 3.780% 30 Apply
15-Year Fixed Conventional 3.125% 3.322% 30 Apply
30-Year FHA 3.625% 4.975% 30 Apply
30-Year Fixed Jumbo Mortgage 4.375% 4.474% 30 Apply
15-Year Fixed Jumbo Mortgage 3.500% 3.670% 30 Apply
10-Year Fixed Jumbo Mortgage 3.375% 3.621% 30 Apply
5/1-Year ARM Mortgage 2.375% 2.437% 30 Apply
5/1-Year Jumbo ARM Mortgage 2.750% 2.711% 30 Apply
7/1-Year Jumbo ARM Mortgage 3.125% 2.871% 30 Apply
10/1-Year Jumbo ARM Mortgage 3.875% 3.360% 30 Apply

Total Mortgage is nationally known for having some of the lowest Super Jumbo Mortgage Rates available. We not only offer some of the lowest Super Jumbo Mortgage Rates and fees in the country but also exceptional service.

Lock in today's low rate by calling 877-868-2503, filling out our short form or chat live with a home loan expert.

For today's rates on all other mortgage products, please call 877-868-2503 to speak to one of our mortgage experts. For a custom Super Jumbo mortgage rate quote, apply now by filing out our form.

Tips For Finding The Best Super Jumbo Mortgage Rates

  1. The tax advantages of Super Jumbo mortgage is an important consideration when purchasing or refinancing luxury homes.
  2. Expect to make at least a 20 percent downpayment for the best Super Jumbo mortgage rate
  3. Underwriting guidelines for Super Jumbo mortgages vary among lenders.
  4. Because Super Jumbo mortgage rates are higher than conforming mortgage rates it pays to shop around for the best interest rates.

You may also visit our current mortgage rates page to view mortgage rates for 15- and 30-year fixed-rate jumbo mortgage products, as well as our 5/1 adjustable-rate mortgage (ARM) jumbo mortgage product. For the most up-to-date rates for our FHA 30-year fixed-rate mortgage product, visit our FHA mortgage rates page. For the most up-to-date rates on all of our other products and programs, call 877-868-2503 and speak to a mortgage professional now.

We are an Equal Housing Lender.

* The APR for jumbo loan amounts is calculated based on a loan amount of $500,000, one point, a $495 application fee, $799 underwriting fee, $400 appraisal fee,, a $16 flood certification fee and a $20 credit report fee. All rates shown are for 30 day rate locks. Longer locks are available. The APR for conventional loan amounts is calculated using a loan amount of $417,000, 1 point, a $495 application fee, $400 appraisal fee, $799 underwriting fee, a $16 flood certification fee and a $20 credit report fee. The APR for FHA loan amounts is calculated using a loan amount of $295,000, one point, a $495 application fee, $450 appraisal fee, $799 underwriting fee, a $16 flood certification fee and a $20 credit report fee. Some rates and fees may vary by state. All interest rates listed are for qualified applicants with 740 or higher FICO and 80 LTV and are subject to mortgage approval with full documentation of income. All rates are subject to change without notice.

All rates shown are for 30 day rate locks with 1 point unless otherwise noted.

Call a Total Mortgage expert now at 877-868-2503 to find out how we can customize a mortgage loan with some of the lowest current mortgage rates for you.

Get a Fast, Free, No Obligation Mortgage Rate Quote Today!