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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
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Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.

Our mission is to make the mortgage process simpler for homebuyers
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Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
I appreciate all the staff from Total Mortgage for coordinating our complicated loan case and working closely with all parties involved.
- Akashi R.![]()

Jose C.
⭐️⭐️⭐️⭐️⭐️ If I could give more than 5 stars, I would!! I had SEVEN lenders tell me no… and not just no — but that I needed to sell my car to make it work. 😳 Let’s just say… that wasn’t happening. To make things even more stressful, my previous lender completely dropped the ball and left me HOMELESS. It was one of the hardest moments I’ve gone through — and I knew I needed someone who would actually listen and fight to get this done. As a business owner who built everything from the ground up, I knew there had to be a way to sell my current home and buy a new one without giving up my vehicle — I just needed the right lender. Darren Kaplin 👏🎉🎉🙌🏼🙌🏼🙌🏼🙌🏼🙌🏼 He truly understood my situation, didn’t judge it, and most importantly… he did the math and made it happen. Not only that — we were clear to close in just 7 days. 🤯 That level of urgency, problem-solving, and dedication is rare. And as a realtor… this scenario is an absolute nightmare. But in a way, I’m thankful it happened to me — because now I can make darn sure it never happens to any of my clients. Because of this experience, Darren hasn’t just earned a 5-star review — he’s earned my trust and my business moving forward. As a local realtor, that means I’ll absolutely be sending my clients his way. If you’ve been told “no” before… call Darren. He’s the one who finds a way when others won’t.
- Amy R.![]()

Darren K.
Zach and his team were amazing!! They were very responsive, knowledgeable and so fast!! They made our first home purchase a lot less stressful than we expected, thank you!!
- Christopher S.![]()

Zachary M.
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