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"I recently closed on a mortgage loan through Total Mortgage and I was extremely pleased with the procedure. I had been through the mortgage process numerous times. Each time, I experienced problems with honesty and communication-until I used Total Mortgage. Both Total Mortgage representatives assigned to me were great. They kept in constant touch with me, step by step, and they followed up with all loose ends-minute by minute-to ensure all paperwork was in order and understood. Total Mortgage managed every detail.
My representatives were completely professional, honest and extremely hardworking. Several times, they remained in the office until 7 p.m., waiting for me to fax documents to complete my application package. It's easy to understand why Total Mortgage does the volume it does. I readily recommend Total Mortgage to anyone who asks.
- Michael B., Toms River, NJ
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"All went well at the closing of my jumbo mortgage last week. Total Mortgage made the process as painless as possible-you did everything you said you would in a professional and timely manner. At first, I was skeptical about obtaining my mortgage via the Internet, but my experience with Total Mortgage was good. I recommend the company to friends and family, and I don't give out compliments lightly or lend my name unless I'm 150 percent satisfied. Total Mortgage exceeded my expectations."
- Kevin B., Raleigh, NC
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"I just wanted to thank you for all of your help you provided as we refinanced our mortgage loan. Everything went well-from the good faith estimates way through our conversation with the lawyer the morning of my refinance. I want to express my sincere thanks and I will be sure to recommend you and your company to anyone I come across who needs mortgage services. Thanks again,
- Jason M., Pawling, NY
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"Michelle and I just wanted to thank Total Mortgage Services for the excellent service we received during our recent refinancing. We took almost two weeks to decide the right structure for our loans, and during that time, our loan officer made himself available to answer all questions and give advice.
More importantly, he didn't pressure us to make a decision or lock in a rate, and he didn't disparage other brokers. He also kept us informed every step of the way. Our closing went smoothly too; there were no last-minute fees, requests for additional documentation, or higher rates or points-things we had experienced with other mortgage companies. The Good Faith estimates were almost perfect; the notary was courteous and efficient; and we were finished in about 45 minutes.
In short, while your competitive rates got our notice, your company's outstanding attitude won our business. It was the best closing my wife and I have ever experienced.
- Martin L. G. / Michelle R. G., Woodbridge, Virginia
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I just wanted to thank you and your colleagues for the pivotal role you played in our apartment closing, which occurred yesterday without a hitch. Dealing with all the requirements of a co-op board and with stressed-out customers can be a challenge, and I applaud your patience and forbearance. I plan to send you something as a token of my appreciation, and I will recommend you to others seeking a mortgage broker.
- Bob H., NY, NY
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As a first-time homebuyer, I was nervous. By providing sound advice and sensible options I could work with, my loan officer instilled me with confidence and helped make one of my biggest dreams a reality. His deep understanding of the housing market and the choices available to me made him very pleasant to work with. He was innovative and results-focused, friendly, punctual, and simply good at his job.
I was fortunate to work with Total Mortgage and I recommend them to my colleagues and friends. All those financial institutions going through trouble would do well to hire more officers like Adrian from Total Mortgage. Sincerely, .
- Dr. Anjali V. P., Pomona, NY
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"Ramin and I want to thank you for your wonderful job on our loan ,we really appreciate what you did for us. Your excellent service and follow ups were an assurance to us to know that is someone is looking after our loan. Without you and your help we would not be able to get this rate and closing cost and feel being happy. We are so glad that we chose your company and we will refer you to our relatives and friends. We have started off the new year with confident knowing that our home is refinanced well and we are planning for future with less doubt. We also want to thank Hartford escrow which answered and assisted us on a Saturday (during non-business hours) and Scott did resolve any issues and concerns with the paper work.
-Michael B.; Laura P.,Hartford, CT
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"I realize Daniel and Susan Kim chose our title services however, I wanted to thank each of you for the way this loan was handled. Each of you exceeded any common level of service and professionalism. Mr. and Mrs. Kim were very pleased with the terms of their loan and the settlement itself. Without your efficiency, we as the title company would not have been able to provide the parties involved the HUD more than 24 hours before the actual settlement. As this industry continues to change during these difficult financial times, it is imperative to partner ourselves with companies such as Total Mortgage. We hope you found our services to exceed your expectations and look forward to building a long term relationship. It starts with one positive experience and builds from there. Please feel free to contact me with any questions you may have. Currently we are licensed in Maryland, District of Columbia and Virginia. look forward to working with you in the near future. Take care,
- Elizabeth D., Columbia, MD
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"Dear Jim: Thanks for the Card. It's been 4 years since you helped me find a superb mortgage for my house. As I was heading for work this morning, I watered two large plants sitting in my living room window - they are two of the 4 plants that have been spawned from the gift plant you sent me after my closing.
I'm glad to know you're still out there - despite this hideous market disaster."
- Anne B. D., Reston, VA
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"EVERYTHING on your end was exceptional. Chris [Total Mortgage's Loan Officer] was not only professional and completely on the ball, but he educated me while walking me through the mortgage process at every step. His skill, enthusiasm, and tactical approach to the market have become something I look up to. Like any true professional, I hope I live up to this level of excellence in my career as a trial lawyer. You too were a stand out in bringing everything together, corresponding with Ana, and having the patience to take all my calls and answer all my questions in a very personable but truly knowledgeable professional."
- Sovolos D., Pasadena, CA
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"Our story is: the mortgage rates had and still are fluctuating (and LOW), but the important thing for us was to find a solid, honest contact and mortgage company and then wait until the day that rates were really down and then lock in. We missed a huge dip in rates the first time around in the winter because I was still researching, but proceeded to get my contact down, then waited several weeks again. He called us when rates went really low again, and we finally locked in. We ended up saving almost $2,000/month after refinancing with principle and interest. He's a very straight shooter, super efficient, honest and nice. We actually had something on our credit report that didn't belong there and was a mistake, and he ended up taking care of that all for us, too, before we applied, and he floated our rate down yet again even AFTER we locked in when rates dipped again. He made the process very easy and their closing costs were the best around. They are in CT, but location made no difference, and the person actually came to our home the night we closed to make it convenient for us. Hope you will be able to benefit from this contact."
- Lisa Kim C., Morris, NJ
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