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First Time Home Buyer Information Center

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Buying Your First Home?

Purchasing your first home is both stressful and exciting. The process of buying a home, especially for first-time homebuyers, can be arduous and complicated. One of the biggest parts of the home-buying process is the mortgage loan. Getting expert advice will ensure that your mortgage is the right one for your individual financial situation.

First Time Home Buyer Articles

Find out how easy it is to purchase your first home!

First Time Home Buyers

Calculate your mortgage payment - How Much Lower Can It Be?

Calculate your potential mortgage payment with our FREE Mortgage Calculator.

No Equity/HARP Loan

FHA Streamline Refinances

Refinancing Your IndiMac Mortgage

FHA Refinances

Our most popular loans for First Time Home Buyers

Our most popular mortgage refinance loans for lower mortgage payments are listed below.

30 Year Fixed
30-Year Fixed Mortgage Loan Information Icon A 30-Year Fixed Rate Mortgage can give you a lower payment, or consider a 15-Year Fixed Rate Mortgage for paying less interest.
FHA Refinance
The FHA Refinance Loan is our most popular loan for lowering your monthly mortgage payment.
Adjustable Rate Mortgage (ARM)
Get the lowest mortgage rates with our 5 Year ARM Loans. A good loan if you plan on staying less than 5 years.

Call a Total Mortgage expert now at 877-868-2503 to find out how we can customize a mortgage loan with some of the lowest current mortgage rates for you.

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