DU Refi Plus™ Mortgage Rates

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This happy family has just refinance into a lower mortgage payment thanks to low DU Refi Plus™ Mortgage Rates from Total Mortgage

Fannie Mae's DU Refi Plus™ is a program to allow mortgage lenders the flexibility to provide borrowers with a significantly less-stringent streamlined refinance process. Coupled with our low current mortgage rates, DU Refi Plus™ will reduce the monthly mortgage payment of our borrowers, saving them tens of thousands of dollars over the life of a typical fixed-rate mortgage loan.

Total Mortgage offers some of the lowest mortgage rates in the country. Committed to providing an exceptional quality of service, the mortgage professionals at Total Mortgage also possess superior knowledge of the mortgage industry.

Note: The program is effective April 04, 2009.

DU Refi Mortgage Rates as of Sep 2, 2010 *

Mortgage Program Rate APR Lock
30 Year Fixed Conventional 4.125% 4.323% 30 Apply
20 Year Fixed Conventional 4.000% 4.273% 30 Apply
15 Year Fixed Conventional 3.625% 3.972% 30 Apply
30 Year Fixed FHA 4.000% 5.178% 30 Apply
30 Year Fixed Jumbo Mortgage 4.875% 5.098% 30 Apply
15 Year Fixed Jumbo Mortgage 4.000% 4.349% 30 Apply
5/1 ARM Conforming Mortgage 2.875% 2.638% 30 Apply
5/1 ARM Jumbo Mortgage 3.625% 3.657% 30 Apply
1/1 ARM Conforming Mortgage (0 Points) 3.350% 4.078% 30 Apply
1/1 ARM Jumbo Mortgage (0 Points) 3.350% 3.957% 30 Apply

Lock in today's low rate by calling 877-868-2509, filling out our short form or chat live with a home loan expert.

For today's rates on all other mortgage products, please call 888-868-2509 to speak to one of our mortgage experts. For a custom current mortgage rate quote, apply now by filing out our form.

Things to remember:

  1. The APR can vary among mortgage lenders. The most accurate way to determine an APR is to establish the current mortgage rate, loan amount and closing costs.
  2. No closing cost loans allow borrowers to include closing costs in the loan amount, preventing them from having to come up with the money all at once.
  3. Mortgage rates change daily, sometimes several times throughout the day. A mortgage professional can monitor current mortgage rates for you.

You may also visit our current mortgage rates page to view mortgage rates for 15- and 30-year fixed-rate jumbo mortgage products, as well as our 5/1 adjustable-rate mortgage (ARM) jumbo mortgage product. For the most up-to-date rates for our FHA 30-year fixed-rate mortgage product, visit our FHA mortgage rates page. For the most up-to-date rates on all of our other products and programs, call 877-868-2503 and speak to a mortgage professional now.

We are an Equal Housing Lender.

* All rates shown are for 30 day rate locks. Longer locks available. The APR for conventional loan amounts is calculated using a loan amount of $417,000, 2 points, a $495 application fee, $400 appraisal fee, $715 underwriting fee and a $16 flood certification fee. The APR for jumbo loan amounts is calculated using a loan amount of $500,000, two points, a $495 application fee, $400 appraisal fee, $715 underwriting fee and a $16 flood certification fee. The APR for FHA loan amounts is calculated using a loan amount of $295,000, two points, a $495 application fee, $450 appraisal fee, $715 underwriting fee and a $16 flood certification fee. Some rates and fees may vary by state. All interest rates listed are for qualified applicants with 720 or higher FICO and 80 LTV and are subject to mortgage approval with full documentation of income. All rates are subject to change without notice.

All rates shown are for 30 day rate locks with 2 Points unless otherwise noted.

Call a Total Mortgage expert now at 877-868-2503 to find out how we can customize a mortgage loan with some of the lowest current mortgage rates for you.

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DU Refi Rate Quote

  • Current Mortgage Rates, FHA Mortgage Rates, Mortgage Rates