Total Mortgage Services continues to offer some of the lowest current mortgage rates available in the industry. Near record low mortgage rates are presenting a great opportunity for both homeowners looking to refinance and potential home buyers.
30-Year Fixed Conventional Mortgages are currently available with a 4.375% rate and a 4.581% APR. A 15-Year Fixed Jumbo Mortgage is being listed with a rate of 4.000% and with an APR of 4.349%.
In addition to these fixed mortgages Total Mortgage is also offering incredibly low rates on FHA mortgages. A 30-Year Fixed FHA Mortgage is currently being offered with a rate of 4.250% and a 5.244% APR.
The pending vote on the First Time Home Buyer Tax Credit should affect both sales and interest rates in the foreseeable future.
Today’s Mortgage Rates Afternoon Update: June 29, 2010
| Loan Type | Rate | APR |
|---|---|---|
| 30-Year Fixed Conventional Mortgage | 4.375% | 4.581% |
| 15-Year Fixed Jumbo Mortgage | 4.000% | 4.349% |
| 30-Year Fixed FHA Mortgage | 4.250% | 5.244% |
| 5/1 ARM Conforming Mortgage | 3.000% | 3.480% |
Check us out for a complete list of mortgage products and additional mortgage rates. To speak to one of our licensed mortgage professionals call 877-868-2503 right now!
* All rates shown are for 30 day rate locks. Longer locks available. The APR for conventional loan amounts is calculated using a loan amount of $417,000, 2 points, a $495 application fee, $500 loan processing fee, $715 underwriting fee and a $16 flood certification fee. The APR for jumbo loan amounts is calculated using a loan amount of $500,000, two points, a $495 application fee, $500 loan processing fee, $715 underwriting fee and a $16 flood certification fee. The APR for FHA loan amounts is calculated using a loan amount of $295,000, two points, a $495 application fee, $500 loan processing fee, $715 underwriting fee and a $16 flood certification fee. Some rates and fees may vary by state. All interest rates listed are for qualified applicants and are subject to mortgage approval. All rates are subject to change without notice.
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