Coming off of the July 4th holiday weekend Total Mortgage is still posting some of the lowest mortgage rates available in the country, presenting a great opportunity for both potential home buyers and homeowners considering refinancing a mortgage.
The 30-Year Fixed Conventional Mortgage is currently available with a 4.125% rate and a 4.323% APR, and the 30-Year Fixed FHA Mortgage is being offered with a rate of 4.000% and an APR of 5.178.
Also available at Total Mortgage Services is a 5/1 adjustable rate conforming mortgage (ARM) with a 3.000% rate and an APR of 3.481%. A 30-Year Fixed Jumbo Mortgage is available with 5.000% rates and a 5.203% APR.
Mortgage rates at Total Mortgage change daily and often multiple times throughout the day. All rates posted were quoted at 9:50 a.m. on July 6, 2010.
| Loan Type | Rate | APR |
|---|---|---|
| 30-Year Fixed Conventional | 4.125% | 4.323% |
| 20-Year Fixed Conventional | 4.000% | 4.273% |
| 15-Year Fixed Conventional | 3.625% | 3.972% |
| 30-Year Fixed FHA | 4.000% | 5.178% |
| 30-Year Fixed Jumbo Mortgage | 5.000% | 5.203% |
| 15-Year Fixed Jumbo Mortgage | 4.000% | 4.349% |
| 5/1 ARM Conforming Mortgage | 3.000% | 3.481% |
| 5/1 ARM Jumbo Mortgage | 3.625% | 3.657% |
| 1/1 ARM Conforming Mortgage (0 Points) | 3.350% | 4.078% |
| 1/1 ARM Jumbo Mortgage (0 Points) | 3.350% | 3.957% |
For a complete list of our current mortgage rates and mortgage products check us out online or call 877-868-2509 for immediate assistance.
* All rates shown are for 30 day rate locks. Longer locks available. The APR for conventional loan amounts is calculated using a loan amount of $417,000, 2 points, a $495 application fee, $500 loan processing fee, $715 underwriting fee and a $16 flood certification fee. The APR for jumbo loan amounts is calculated using a loan amount of $500,000, two points, a $495 application fee, $500 loan processing fee, $715 underwriting fee and a $16 flood certification fee. The APR for FHA loan amounts is calculated using a loan amount of $295,000, two points, a $495 application fee, $500 loan processing fee, $715 underwriting fee and a $16 flood certification fee. Some rates and fees may vary by state. All interest rates listed are for qualified applicants and are subject to mortgage approval. All rates are subject to change without notice.
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