Mortgage rates at Total Mortgage are currently near the lowest levels ever recorded. Total Mortgage has a wide variety of mortgages including jumbo, FHA, conventional, and much more. All of these mortgage products have some of the lowest mortgage rates around.
One of the more popular mortgage products at Total Mortgage is the 30 year fixed conventional mortgage. This mortgage has a mortgage rate of 4.125 percent and a 4.323 percent APR. Other popular conventional mortgages include a 20 year and 15 year fixed conventional mortgage. For more information on these mortgages check out our mortgage rates page.
FHA mortgages are also very popular right now. A 30 year fixed FHA mortgage currently has a 4.000 percent mortgage rate and a 5.178 percent APR. For larger loans you may need a jumbo mortgage. A 30 year fixed jumbo mortgage has a 5.000 percent mortgage rate and a 5.203 percent APR.
Total Mortgage also has great adjustable rate mortgages (ARM). A 5/1 jumbo ARM has a 3.625 percent mortgage rate and a 3.657 percent APR. Other ARM’s include a 5/1 conforming ARM which has a 3.000 percent mortgage rate and an APR of 3.481.
Current mortgage rates are constantly changing; all mortgage rates were quoted at 10:00 a.m. on July 30th, 2010.
| Mortgage Product | Mortgage Rates | APR |
|---|---|---|
| 30 Year Fixed Conventional | 4.125% | 4.323% |
| 30 Year Fixed FHA | 4.000% | 5.178% |
| 30 Year Fixed Jumbo | 5.000% | 5.203% |
| 5/1 Conforming ARM | 3.000% | 3.481% |
| 5/1 Jumbo ARM | 3.625% | 3.657% |
For more information on all of our mortgage rates and mortgage products call 877-868-2503 to speak with a licensed mortgage expert immediately!
*All rates shown are for 30 day rate locks. Longer locks available. The APR for conventional loan amounts is calculated using a loan amount of $417,000, 2 points, a $495 application fee, $500 loan processing fee, $715 underwriting fee and a $16 flood certification fee. The APR for jumbo loan amounts is calculated using a loan amount of $500,000, two points, a $495 application fee, $500 loan processing fee, $715 underwriting fee and a $16 flood certification fee. The APR for FHA loan amounts is calculated using a loan amount of $295,000, two points, a $495 application fee, $500 loan processing fee, $715 underwriting fee and a $16 flood certification fee. Some rates and fees may vary by state. All interest rates listed are for qualified applicants and are subject to mortgage approval. All rates are subject to change without notice.
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