Home to Cape Cod, Boston, Martha’s Vineyard and many other great real estate locations, Massachusetts has some of the finest real estate in the Northeast. Total Mortgage currently has some of the lowest mortgage rates in Massachusetts and the entire country.
Currently a 30-year fixed conventional mortgage from Total Mortgage is available with a 4.125% rate and a 4.323% APR. A 15-year fixed conventional mortgage is being offered with a low rate of 3.625% and a 3.972% APR. In addition Total Mortgage also offers a 30 year fixed FHA mortgage. These home loans are available with a 4.000% rate and a 5.178% APR.
Total Mortgage also has some of the lowest current mortgage rates for adjustable rate mortgages (ARM). A 5/1 Conforming ARM can be had with a 3.000% rate and a 3.481% APR. A 5/1 Jumbo ARM is being offered with a 3.625% mortgage rate and a 3.657% APR.
All of these low mortgage rates make it a great time to consider either buying a home in Massachusetts or refinancing an existing mortgage.
Mortgage rates change constantly, all rates were quoted at 4:30 p.m. on July 16, 2010.
| Mortgage Product | Mortgage Rates | APR |
|---|---|---|
| 30 Year Fixed Conventional | 4.125% | 4.323% |
| 15 Year Fixed Conventional | 3.625% | 3.972% |
| 5/1 Conforming ARM | 3.000% | 3.481% |
| 5/1Jumbo ARM | 3.625% | 3.657% |
| 30 Year Fixed FHA | 4.000% | 5.178% |
Check us out online for a complete list of our mortgage rates and mortgage products, or call 877-868-2503 to speak with a licensed mortgage professional.
*All rates shown are for 30 day rate locks. Longer locks available. The APR for conventional loan amounts is calculated using a loan amount of $417,000, 2 points, a $495 application fee, $500 loan processing fee, $715 underwriting fee and a $16 flood certification fee. The APR for jumbo loan amounts is calculated using a loan amount of $500,000, two points, a $495 application fee, $500 loan processing fee, $715 underwriting fee and a $16 flood certification fee. The APR for FHA loan amounts is calculated using a loan amount of $295,000, two points, a $495 application fee, $500 loan processing fee, $715 underwriting fee and a $16 flood certification fee. Some rates and fees may vary by state. All interest rates listed are for qualified applicants and are subject to mortgage approval. All rates are subject to change without notice.
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