How to Make Saving Money Easier

Are you puzzled by the fact that there are some people out there who actually think saving money is fun? How can they possibly make such a game out of something so boring? It’s easier than you think: the trick is to do it in a way that makes you happy. Perhaps you see people out […]

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Refinance Risks 101: What You Should Know Before You Start the Process

With low interest rates and a sluggish economy, many homeowners may be considering refinancing as an alternative to buying a new home. Nationwide, homeowners stand to save money and pay less interest by taking advantage of low interest rates. However, refinancing has a few risks for borrowers that range from paying too much to losing […]

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Mortgage Rate News for Monday, September 22, 2014

Aside from the standard volatility, mortgage rates were roughly flat last week, improving toward the end of the week.  Mortgage backed securities are rallying this morning, but we are a long way off from recouping the losses that occurred from the week of the 5th-12th.  The jump in rates that week was reflected in the […]

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Pembroke Pines, FL Mortgage Rates and Real Estate Overview

The official motto of the city of Pembroke Pines, Florida is “Join Us, Progress with Us”.  Replace “Progress” with “Play” and it might sound a bit closer to the truth; Pembroke Pines has produced many athletes, such as New York Giants linebacker Lawrence Taylor, San Francisco 49er’s running back Frank Gore and Los Angeles Dodgers […]

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Why Should You Pay Cash for a House?

For many, the American dream is still to own one’s home.  To achieve this, prospective homeowners will save their money, try to keep their credit report clean and obtain a mortgage to do so. But others will purchase their homes with a cash payment. Believe it or not, this method is on the rise. Recently […]

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Buying a Home While Yours is for Sale? Here’s What You Should Know

Shopping for a new home when you already have a home can be a nail-biting process, as you work to decide how you’ll time things so that you don’t have to pay two mortgages. Even if you could afford to swing the extra expense for a few months, lenders may be hesitant to loan money […]

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Shorter-Term Mortgages: 3 Benefits to Refinancing

Earlier Payoff, Less Interest and Owning Your Home Sooner Whether it’s paying off our monthly mortgage–or even any monthly bill–many of us are always looking for ways to reduce expenses. As a homeowner, one way to do so is through refinancing your 30-year mortgage. You’ll find taking this action, benefits will follow. But before you […]

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3 Ways You Can Squeeze a Second Home Into Your Budget

Having a second home to vacation in or just get away for a while can be a great investment. However, this isn’t always feasible from a financial standpoint in today’s economy. Fortunately, there are three ways to make a second home more affordable and squeeze it into your budget. 1) Team Up with Friends or […]

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