Portable Mortgages: What You Should Know

portable house

+-*At one time, a person purchased a house at a young age and lived in that house for many years. Many paid off mortgages at a young age, staying in that home long after children had graduated and moved out. However, recent generations are far less likely to stay in one place for an entire […]

Current Mortgage Rates for Monday, April 27, 2015


+-*Mortgage backed securities rallied on Friday morning, and that rally held throughout the day.  The ground that was lost mid-week was regained, and once again, mortgage rates were basically flat on the week.  Mortgage rates have been more or less flat all month, as evidenced by the Primary Mortgage Market Survey from Freddie Mac.  Four […]

Common Refinancing FAQs


+-*It seems like every bank and mortgage lender is  pushing refinancing. As a result, you may feel now’s the right time to refinance your mortgage loan. However, this isn’t a decision to take lightly. Refinancing is an excellent way to lower your mortgage payment and save money, but it’s not the right choice for everyone. […]

Current Mortgage Rates for Friday, April 24, 2015

mortgage rates

+-*Yesterday mortgage backed securities retraced some of Wednesday’s losses, and mortgage rates improved slightly.  The small rally was supported by some soft(ish) U.S. economic data.  This morning mortgage backed securities are rallying off a weak March durable goods report.  If the rally continues, we’ll see an improvement to rates today, but I wouldn’t be at […]

Which Kitchen Layout is right for You?


+-*Whether you’re gearing up for a major renovation or shopping around for houses, it’s hard to argue that the kitchen is pretty important.  If you eat food, which you probably do, you’re going to have to spend time there. Of course, there is no One True Kitchen Layout. Many tout the work triangle, where the […]

Current Mortgage Rates for Thursday, April 23, 2015

mortgage rates

+-*After days of sitting in roughly the same range, mortgage bonds finally moved yesterday, but not in a positive direction for mortgage rates.  Bonds took a bit of a beating yesterday, in some part due to a bounceback in existing home sales, although it’s worth noting that bonds were selling off before that report came out […]

4 Ways to “Remodel” on the Cheap


+-*Between the money and time commitment involved, a full-scale remodel sometimes just isn’t practical. But that doesn’t necessarily mean you have to hold off on sprucing up your home.  There are plenty of ways to make a room feel different without breaking the bank, or asking your contractor to move in. Here are 4 suggestions: […]

Smart Steps for Investing in a Second Property


+-*Do you want to earn passive income? If so, investing in real estate might be the answer. As home prices stabilize, there’s been an increase in the number of people investing in rental properties. Owning a rental property can create extra income for you each month. However, before you jump into buying a second property, […]