3 Home Additions You Could Make to Create the Perfect Home for Your Retirement

As homeowners near retirement, often they consider leaving their cherished homes. Perhaps they need a smaller space or a two-story home poses mobility challenges. Even as the market improves, however, selling a current home and purchasing a new one may not be the best option for many retiring homeowners. By making a few small changes, […]

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Good News for Jumbo Borrowers in 2014

You’ve found your dream home. But to get it, you’ll need to apply for a jumbo mortgage loan. Historically, this means that you would have needed a larger down payment, been assessed a higher interest rate and been required to provide more documentation to verify your income. But much of this is changing in 2014. […]

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How Can I Get a Mortgage After Credit Problems?

If you’re rebuilding your credit, you might feel that a mortgage loan is out of reach. Today, many lenders require a minimum credit score between 680 and 700. And if your score isn’t within this range, you might push aside any plans to purchase a home — at least for now It’s true that mortgage […]

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Three Creative Ways to Repurpose Appliances

When spring cleaning turns into spring purging, remember that your appliances may be able to offer more than the one function you bought them for. Upgrading appliances can help add value to your home, but before you throw out your old appliances, check out our three creative ways to re-purpose appliances.   Turn your refrigerator into an […]

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The Government Wants To Know More About Your Mortgage Loan

You might be surprised at how much information the federal government collects whenever you apply for a new mortgage loan. The Home Mortgage Disclosure Act — which became law in 1975 — requires lenders to provide the federal government such information as the credit scores, races and ages of their mortgage borrowers. And lenders might […]

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Staying on Budget When Buying a House

After years of improving your personal finances you might feel that now’s the right time to buy a home. However, before you can start bidding on houses, you need to decide how much to spend on a property. A mortgage pre-approval is the next logical step. A lender will pull your credit report and review […]

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Four Things Real Estate Agents Wish Buyer’s Knew

There is no rule that says you need a realtor when buying or selling a house; but given their expertise, it helps to have a professional by your side. Real estate agents have the tools and resources to get properties sold, plus they can help negotiate your contract. However, the home buying or selling experience […]

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Buying a Home In Foreclosure

Foreclosed homes have the potential to be incredible investments, but could easily turn into a bad investment if not handled properly. Before buying a home in foreclosure, there are a few things you should know that can help make sure you are getting a good deal.   Always use a real estate agent – preferably […]

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