Debt Repayment 101: How to Create a Repayment Plan

Are you in debt and unsure how to start getting out? Or are you in debt, and unsure of if you want to find a way out? If so, that’s okay—tackling debt can be a little scary, but it’s in your best interests to start working your way out of financial trouble like this. Don’t […]

Continue Reading

Holiday-Proof your House

With the holidays sneaking up fast and friends and family circling, it’s time to take a good hard look at your house. Not your decorating, or the dust bunnies under the couch, but at the things that could actually prove damaging in one way or another. Whether you’re an old pro at holiday hosting or a […]

Continue Reading

Mortgage Rate News for Tuesday, November 25, 2014

There’s not a whole lot to say today.  Mortgage backed securities rallied yesterday in the absence of any real meaningful economic data.  Even though the Fed’s Quantitative Easing program has wrapped up, the Fed is still making reinvestment purchases of MBS to the tune of $21 billion from Nov 14th-December 10th, and I’m guessing that […]

Continue Reading

Are Black Friday Deals Worth The Hassle?

Now that Black Friday has started the creep into Thanksgiving Day, you may be wondering you’re really getting a deal—or if it’s just more manipulation.

Continue Reading

Mortgage Rate News for Monday, November 24, 2014

Over the past week, mortgage rates improved by a bit, despite generally favorable domestic economic data.  Since the beginning of October, rates have been in a holding pattern, with the average 30-year fixed-rate mortgage ranging between 3.92%-4.19% according to Freddie Mac’s Primary Mortgage Market Survey.  Last week the average rate was down a bit to 3.99%. […]

Continue Reading

Rising Mortgage Rates: Three Things To Keep an Eye On

Thanks to historically low mortgage interest rates, many have been able to live the American dream and purchase a home. Mid-September figures for the 30-year fix-rate mortgage had a national average of 4.28 percent but we all know good things come to an end. Just as 2015 comes around the corner, many real estate professionals and economists […]

Continue Reading

Mortgage Rate News for Friday, November 21, 2014

So guess what happened yesterday?  Not a whole lot.  Despite a slew of economic data that was on balance pretty decent, our markets held their ground, and mortgage rates ended the day virtually unchanged.  On the whole, mortgage rates improved a bit this week, with the average 30-year fixed-rate mortgage falling to 3.99% according to […]

Continue Reading

Planning for Retirement? Consider Pre-paying Your Mortgage

As you look ahead to retirement, you face a number of decisions for your changing financial future. This includes deciding whether to move to a new city for your retirement years, changing your lifestyle to live on your retirement income and potentially pre-paying your mortgage. Some retirees may have already paid off their mortgage years ago, but others have continued with this monthly […]

Continue Reading