Energy Efficient Ideas for Your Kitchen

Many home owners believe that their kitchen is the most important room in their home.  Believe it or not, your kitchen uses 25 percent of your entire home’s energy.  Like most home owners, we are all looking to reduce our energy consumption to help save costs.  The new wave of having a “greener home” helps […]

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Falling Behind on Mortgage Payments? It’s Time to Call Your Lender

Maybe you’ve suffered a job loss. Maybe your spouse was injured and can’t work. Maybe your employer has reduced your hours. Whatever the reason, you’re struggling to pay your mortgage bill on time every month. First, know that you’re not alone. The national economy is improving, but it’s still sluggish. And many homeowners because of this are struggling […]

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Local Amenities That Can Boost Home Value

A home’s value can be determined by several obvious factors like the square footage, layout, condition, age, etc. However, there are other factors that may not be so obvious, but still influence a property’s value. Local amenities within a community can have a considerable impact on how much a property is ultimately worth. Being within a close proximity to […]

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Should You Lend Your Kids Money to Buy a House?

Buying a house requires a minimum down payment between 3.5 percent and 5 percent. And unfortunately, it might take several years to save up for a purchase, which can significantly delay dreams of ownership. However, in an effort to help your children realize their dream sooner, you may decide to lend them money to buy a house. Lending […]

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Responsibility With Credit Cards

Many first time credit card holders will tell themselves that they will not fall into the debt trap, but those who use credit cards with the “buy now, pay later” mentality usually will.  Credit cards can be a great tool if used responsibly, but misused credit cards can lead to trouble.  Here are a few […]

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Four Mortgage Mistakes to Avoid

Congratulations! The offer on your first home has been accepted and now the hard part may seem over. But not so fast as that was just the first hurdle. Next up is getting a mortgage and that may not be as easy as you anticipate. Just as you spent hours planning your house search and successfully executing […]

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Want to Refinance Your Home, but Carrying A Lot of Debt? Here’s Some Options to Do So

If you are a homeowner carrying a large amount of debt, you may have thought about refinancing your mortgage. By doing so, you’re basically getting a restart as you’ll receive a new mortgage with new monthly payments and rates. You’ll also save money. Let’s say you have a 30-year fixed-rate mortgage loan at $165,000. By refinancing with […]

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Benefits of Home Ownership

In today’s real estate market, more potential home buyers are deciding on whether or not they would actually want to become home owners.  The debate between renting and buying is very popular, and based on your current financial standing and other personal reasons or goals, you may choose to rent.  Not everyone wants to be […]

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