5 Care Tips for a Greener Lawn

grass

+-*Now that spring is officially here and things are starting to thaw out, it’s time to evaluate your lawn situation. Here are 5 ways to make sure that your lawn stays the healthiest it can. Don’t over-fertilize. It can be easy to think that the more fertilizer you use, the healthier your grass will grow. In fact, […]

Current Mortgage Rates for Friday, March 27, 2015

+-*Mortgage bonds took a beating again yesterday, and mortgage rates rose.  We have lost all of our early-week gains, and are now approximately at the same place where we were when we started the week.  What we’re seeing is likely the result of portfolio repositioning, profit-taking, and good old-fashioned randomness/herd-like momentum.  On the whole, rates […]

Should You Pick a House or a Condo for Your Second Home?

buying-a-condo

+-*If you have a primary residence, you might consider buying a second home as a vacation spot or an investment property. This can be a place to relax with your family, plus you can generate passive income for a variety of purposes—save for retirement, pay off debt or create a rainy day fund. Even if […]

Current Mortgage Rates for Thursday, March 26, 2015

mortgage rates

+-*Right off the bat: whatever is going on with the market right now is confusing.  Mortgage backed securities sold off yesterday, losing most of the ground that was gained in the early part of the week.  Mortgage rates are up as a result.  Recent economic data has been poor to mixed at best, and I […]

When NOT to Refinance Your Mortgage

do the math

+-*With interest rates still hovering around historic lows, it can be tempting to dive into a refinance without taking a good hard look at the pros and cons. But while refinancing is generally touted as a money-saving move, it doesn’t come without cost. Here are a few situations where the costs may not outweigh your […]

Current Mortgage Rates for Wednesday, March 25, 2015

why-use-a-mortgage-payment-calculator

+-*Yesterday turned out to be a pretty good day for mortgage rates, to my surprise.  Mortgage backed securities have been rallying since Friday, and yesterday I figured that we were likely to see a plateau or possibly a sell-off due to a mixture of profit-taking and decent domestic economic data. Instead, MBS rallied all afternoon. […]

5 Ways to Discourage Break-ins

Einbrecher an einem Fenster

+-*If you’ve never had your house broken into, it can be all too easy to tell yourself it will never happen to you. Most burglars are looking for an easy target—a place they can get in and out of quickly with minimal opportunities for the whole operation to go wrong. That means that taking a […]

Current Mortgage Rates for Tuesday, March 24, 2015

equity

+-*Yesterday the mortgage backed securities market was placid.  There wasn’t much meaningful economic data, and MBS prices were virtually unchanged.  Mortgage rates remained flat on the day.  MBS have been choppy so far this morning, initially falling with the release of February’s Consumer Price Index, and subsequently rebounding, only to swing back into the red. […]