The Government Wants To Know More About Your Mortgage Loan

You might be surprised at how much information the federal government collects whenever you apply for a new mortgage loan. The Home Mortgage Disclosure Act — which became law in 1975 — requires lenders to provide the federal government such information as the credit scores, races and ages of their mortgage borrowers. And lenders might […]

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Staying on Budget When Buying a House

After years of improving your personal finances you might feel that now’s the right time to buy a home. However, before you can start bidding on houses, you need to decide how much to spend on a property. A mortgage pre-approval is the next logical step. A lender will pull your credit report and review […]

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Four Things Real Estate Agents Wish Buyer’s Knew

There is no rule that says you need a realtor when buying or selling a house; but given their expertise, it helps to have a professional by your side. Real estate agents have the tools and resources to get properties sold, plus they can help negotiate your contract. However, the home buying or selling experience […]

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Buying a Home In Foreclosure

Foreclosed homes have the potential to be incredible investments, but could easily turn into a bad investment if not handled properly. Before buying a home in foreclosure, there are a few things you should know that can help make sure you are getting a good deal.   Always use a real estate agent – preferably […]

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4 Potential Pitfalls of Renting a Home

Purchasing a second home with the intention of taking a turn as a landlord is often considered a great way to turn an investment into passive income. When everything works out smoothly and you have the pleasure of dealing with great tenants, a rental property can be a secure source of monthly income. But if […]

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4 Affordable Green Makeovers for Your Home

Green additions to your home can be beneficial in terms of financial savings and in knowing that you’re doing your part to be eco-conscious. The best part is that there are several green makeovers that are relatively affordable and can be done even on a tight budget.     1) CFL Light Bulbs Compact Fluorescent […]

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9 Ways To Spend Your Tax Refund

As the tax season comes to a close, you might be debating what to do with your tax refund. Our list of the best things to do with your tax refund includes everything from traveling to paying off your mortgage early. Let us know what you want to do with your tax return in the […]

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Can You Get a Mortgage While You Still Have Student Debt?

After graduation, young professionals often end up leasing an apartment or small home, despite the fact that rent is often more than a monthly mortgage payment. With both interest rates and house prices so low, however, experts recommend moving into home ownership sooner, rather than later. Unfortunately, many 20-somethings encounter several obstacles when searching for […]

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