How Can I Get a Mortgage After Credit Problems?

If you’re rebuilding your credit, you might feel that a mortgage loan is out of reach. Today, many lenders require a minimum credit score between 680 and 700. And if your score isn’t within this range, you might push aside any plans to purchase a home — at least for now It’s true that mortgage […]

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Mortgage Rate News for Wednesday, October 1, 2014

Yesterday mortgage backed securities were basically flat on the day, and mortgage rates idled.  This morning we are seeing a big rally in MBS, and if it holds, rates will improve, and we will have made up approximately half the ground that was lost during the week of 9/9-9/16.  I think the adjustment that we […]

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5 Red Flags to Watch for When Purchasing a Home from the 1900s

It may not seem like that long ago, but the 1900s are now more than a decade behind us. For new homebuyers, this means that a home that was made prior to the turn of the century is already dated. While older homes certainly have their benefits, over time, there may be a few things […]

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6 Moving To-dos that Fall Through the Cracks

When you’re shoving the contents of your life into the back of a moving van Tetris-style, it’s easy to forget the little things. But what seems unimportant in the middle of a moving frenzy can actually cost you later. Here are some small-but-important details that you should probably remember when moving house. 1. Transferring medical […]

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Mortgage Rate News for Monday, September 29, 2014

Last week mortgage rates improved on net.  Rates hit the highest levels we’ve seen since May following the Fed statement on the 17th, and have been improving since hitting that recent nadir. Domestic economic data has been mixed but generally positive, and you could probably explain the recent market action as a correction to an […]

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Should you rent or buy? A new map helps answer this question

Whether it’s a challenging roommate, a long commute, or marriage (just to name a few reasons) at some point many of us decide to stop renting and take the plunge of purchasing a home. The housing market continues recovering from its 2008 crash and home prices are rising although they’re not quite back to normal. […]

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Should You Upgrade to a Slightly Better Home or Wait?

As the real estate industry continues to recover from the real estate bubble, many homeowners face a dilemma. While they may be ready to move from an existing home to a new one, however, the market hasn’t completely recovered. If you feel like you can’t wait to upgrade, consider these reasons to wait a little […]

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Sioux Falls, SD Mortgage Rates and Real Estate Overview

Sioux Falls, South Dakota might sound familiar to many; chances are your credit card company might be based there thanks to a zero corporate income tax rate. Sioux Falls also functions as an important healthcare and retail hub for the region due to the relative remoteness and lack of comparative amenities in the surrounding areas. […]

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