How to Exchange Info With Lenders Securely


In the past, getting a mortgage required meeting with a lender and applying for a loan in-person. The lender would gather all information needed to process a loan and then determine whether an applicant was eligible. Today, it’s a much different scenario. You can apply for a mortgage from the comforts of your home with […]

Current Mortgage Rates for Thursday, March 5, 2015


Yesterday morning mortgage backed securities started for the worse, reversed course midday, and ended up rallying back to flat or a little better than flat.  Mortgage rates were essentially unchanged on the day.  This reversed, or at least stopped the trend of rising rates from early in the week.  The big events of the week […]

How to Sell Your Home If You Have Pets


You know those (weird) people who don’t like animals? Well, they buy houses, too. So if you have a furry family member and you’re getting ready to put your house on the market, you’re going to want to keep a few pointers in mind. Fix the damage Accidents happen, especially when you have pets.  But […]

Current Mortgage Rates for Wednesday, March 4, 2015


Yesterday mortgage backed securities sold off for a second consecutive day, causing mortgage rates to rise. There was no particularly significant economic data yesterday, so I’m left to conclude that yesterday’s sell-off was a concession for a large issuance of corporate bonds.  So far this morning, we are seeing MBS rebound, so it’s possible the […]

4 Home Inspection Deal Breakers


So you’ve found the perfect house in the perfect neighborhood for the perfect price. You’ve even made an offer, and now that it’s been accepted, it’s time to start jumping through all the pre-closing hoops. There’s one in particular, though, that you should pay special attention to: the home inspection. Here are four potential problems […]

Current Mortgage Rates for Tuesday, March 3, 2015

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Yesterday I said that I anticipated that mortgage rates would hold roughly flat on the week up until the employment report for February came out on Friday.  At least as of now, that prediction was entirely wrong.  Yesterday mortgage backed securities sold off at a steady pace all day, leading to an increase in mortgage […]

Current Mortgage Rates for Monday, March 2, 2015


“You can’t get too much winter in the winter.” -Robert Frost, “Snow” Here is where Robert and I diverge.  Even though it is March, it is still technically winter.  That said, we woke up to another 6-8 inches of snow and ice this morning in Southwest Connecticut, I think that I’ve had more than enough […]

Self-Employed? How to Never Miss a Payment


Self-employed people can set their own schedule, control their workload, and have the opportunity to earn unlimited income. Although self-employment has its perks, there’s also a downside. Unlike an employee, you’re responsible for finding and keeping clients. There’s always the risk of losing a profitable client and your workload can change each week, so you might […]