Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
About
Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
$0B+
Closed Loan Volume
0
First-Time Homebuyers
0
Closed Units
Not sure where to start?
You're not alone, and that's why we're here. Check out our FAQs and let the experts guide you forward.
Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
Denise Panza was our loan originator. I’m impressed with the way she took this file and cared for it and us through this entire process. I’m quite certain this file was like none other that she’s had before, but she was there helping us every step of the way. One thing that impressed me so very much was no matter what time I emailed her or messaged her she was right back with me immediately every single time I had a concern or a thought regarding this loan process. Denise is one of the hardest working people that I know and I am so impressed with her that I’ve already given her name to one of my very good friends. And will continue to do so. Denise will always have any future business that we might need.. Denise is absolutely impressive at her job and we give her two thumbs up all the way.! Thank you Denise and thank you total Mortgage for all your help with our mortgage! Kenneth and Suzanne Pearson
- Ken P.
Denise P.
We had an amazing experience working with Tracey and Jennifer at Total Mortgage. They helped make the process extremely smooth and easy to understand and are both very kind. We would always recommend choosing them!
- Hazal K.
Tracey J.
We had an incredible experience working with (KEVIN RICHARDI) and his team at [TOTAL MORTGAGE ]. As first-time homebuyers, we were completely new to the process. [JASON MYATT ] was patient, knowledgeable, and went above and beyond to ensure everything was done before our deadline. They got us a great rate and made a normally stressful process incredibly smooth. Highly recommend!"
- Mehmood S.
Kevin R.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
Crunch the numbers
We have branches across the country. Check to see if we're in your neighborhood.
Find your local expert
